Games Console Insurance

When a spilt drink can mean game over, and a broken headphone jack is a game changer, it makes sense to properly protect your console. After all, the zombie battle zone on your monitor is a walk in the park compared to the destruction of liquid damage.

There aren’t just spilt drinks and minor issues to think about though. There are also mechanical failures to worry about. Having the right coverage means you won't have to bear the stress of a broken or damaged games console.

Console prices can reach up to £479.99, and so it's no surprise that they're a big pull for thieves - especially now that we have handheld devices like the Switch in our pockets.

Games console insurance has got your back, and is there to protect you from having to live without your beloved console, and the hefty wad of cash you used to buy it.

Protecting yourself at a minimal cost against potential theft, damage or loss makes good sense.

Whether you’re a solitary gamer who likes to play by themselves in the dead of night or a social gamer who hosts big messy game nights, there’s a type of insurance cover for you. Games console insurance is there for those ‘oh no!’ moments where someone spills a red plastic cup of something sticky all over your shiny new Xbox, or when you’re right in the end game and your Playstation conks out on you. It’s there to make sure that you don’t have to live without your games console, or without the hefty sum of money you paid for it.

If you take out games console insurance with Protect Your Gadget, you’ll be covered for accidental damage and mechanical breakdown as standard.

The nitty gritty of what you’ll be covered for depends on the specific policy you purchase, so always check the policy summary before you buy. We do our very best to make it easy for you to see exactly what is included, and any exclusions, at the point of quote and within our policy summary pages.There are a range of options available to suit your circumstances. All you have to do is enter the details of the games console you would like covered when you start the quote, and Protect Your Gadget will provide you with a range of cover options at varying prices.

A manufacturer’s warranty is a blessing, sure, but it doesn’t cover you for everything. Your warranty will cover your device for mechanical breakdowns, but a warranty won’t cover you for loss or accidental damage or sneaky thieving fingers. If you want to make sure you’re covered in every situation, then insurance for your games console is vital even alongside a warranty.

If you want your console to live to a ripe old age and one day become a vintage console gathering dust in your attic, that’s an admirable goal. But bad things happen - and on a rowdy game night it’s just too easy for something to go wrong resulting in your console getting damaged.

If your games console gets stolen, you'll need to report the loss or theft to the Police. Then you can contact your insurance provider. They may ask for your crime reference number to support any claim for the loss or theft, so make sure you keep this handy!

Almost anyone with a games console can take out games console insurance. You must be a UK resident aged 18 years or over to take out a gadget insurance policy through Protect Your Gadget. Games Console owners under the age of 18, that live in the same household as the policy holder, will need a parent or other carer to purchase a policy on their behalf.

If you’re not especially tech savvy, no need to run in fear - the details you’ll need to provide are easy to access. You’ll need to provide the make and model number and serial number. If you do need to make a claim then you’ll also need to provide proof of ownership.