Headphones Insurance

Our music buddies. The ones who keep the party jumping and help us run our little legs off when all we want to do is sit on the sofa eating cake. Hard not to miss, expensive to replace. What are you waiting for?

Here for those Oh No! Moments

  • Risk of theft

    Any time you're not actively using them puts them at risk of theft
  • Missing in action

    Canteens. Coffee shops. Changing rooms. Public transport. All easy places to leave your kit.
  • Sat on, stood on, smashed

    Parties, holidays, school trips...the hazards to your headphones go on and on
  • They're expensive to replace

    The $120,000 Focal Utopia by Tournaire lay claim to being the world's most expensive headphones. You probably don't have those.

Why use Protect Your Gadget?

‘If music be the food of love, play on’...even way back in the 17th century, our old mate Will Shakespeare was waxing lyrical about the importance of music in our lives. Nowadays, having access to your music on the go is pretty much one of life's necessities, so it makes sense to have insurance in place just in case your AirPods gets damaged, or your Beats break down. Back in the day headphones were just a means to an end. You popped them in (or on) and next thing you knew you and anyone sitting within a 10-foot radius were listening to whatever banging tunes you happened to put on. Now headphones are big business. The 'right' headphones are a big deal. They're expensive and fragile, so it's well worth getting them insured.

You can get headphones for virtually every activity you can think of. Sitting on the bus, riding your bike, running, working. You can get wired, wireless, Bluetooth, noise cancelling, in the ear, over the ear, even bone conduction Bluetooth wireless ones! Having specialist cover means you'll get a like for like replacement should you make a claim. If you should suddenly find yourself without your audio gear, having an insurance policy in place will keep your stress levels down as the insurer will deal with replacing or repairing your kit without you having to worry about the cost of getting new stuff. Ready to give us a try?

Try Us Out

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UK Customer

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Common Questions

  • 1.Should I get headphones insurance?

    Our music buddies. The ones who keep the party jumping and help us run our little legs off when all we want to do is sit on the sofa eating cake. Any time you're not actively using them puts them at risk of theft. These lil’ friends of ours are at high risk of going missing in action, or being sat on, stood on, or smashed.

    They’re easy to leave behind, easy to break… and pricey to replace. The $120,000 Focal Utopia by Tournaire lay claim to being the world's most expensive headphones. You probably don't have those… If you’ve got bog standard headphones that came with your phone, sure, you might not need to shell out for headphone insurance. However, if you’ve got pricey headphones that are your pride and joy, get them covered.

  • 2.What is headphone insurance and what does it cover?

    Ever run for the train, swung yourself through the doors at the last second, patted yourself down for your headphones, and realised you have no idea where they could be just as the train pulls away from the platform? Yeah, we have too

    Headphone insurance is there to stop you from being without your headphones. Sure, we can’t stop you from forgetting them on particularly chaotic mornings, but we can protect you against damage, mechanical failure, theft and loss. We’re here to make sure that you don’t have to live without your headphones, or without the eye-watering chunk of money you paid for them.

    If you take out headphone insurance with Protect Your Gadget, you’ll be covered for accidental damage and mechanical breakdown as standard. You can also add theft, or theft and loss cover, by selecting our Protect Plus or Protect Premium policies.

  • 3.Will my headphones be covered away from home?

    Nah, you can only use your headphones at home forever from now on.

    We’re kidding, obviously. Your headphones are made to go where you go, so your headphone insurance cover is too. We’ll cover your headphones at home and away.

  • 4.Is loss covered by my headphones insurance?

    If you take out insurance for headphones with Protect Your Gadget, you’ll be covered for accidental damage and mechanical breakdown as standard. You can also add theft and loss cover by selecting our Protect Premium policy.

  • 5.How do I make a claim on my headphone insurance?

    You can make a claim online 24/7 via our online claims portal.

    You must register your claim as soon as possible from discovery of the incident (or in the event of an incident occurring outside of the United Kingdom, as soon as possible on returning to the United Kingdom).

    Please read and follow our claim procedure to ensure your claim is processed with the minimum delay. Failure to observe these procedures may invalidate Your claim.

    For Theft, loss and Malicious Damage Claims - you must notify the appropriate local Police authority within 24 hours of discovering the incident and obtain a Crime Reference / Lost Property number and a copy of the Police Crime Report.

  • 6.Who can take out headphone insurance?

    You must be a UK resident aged 18 years or over to take out a gadget insurance policy through Protect Your Gadget. Headphone owners under the age of 18, that live in the same household as the policy holder, will need a parent or other carer to purchase a policy on their behalf.

You Get Covered.
They Get Connected.

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